保险专业词汇词汇表

compensation discount family plan waive postpone commutative disabled liquidity damnum brokerage haulage excise synergy voidable valid IRA revocation withdrawal fraudulent eia copayment privilege attachment point art apl consignment leaflet invoice overland commission act cooling-off period referral retain warranty writing windstorm estelle waiver vicarious variance variable valued uninsured unilateral contract unilateral unvalued underwriting underwriter twisting intensity hailstorm enrollee termination authorization unemployment insurance tontine pension labour insurance fire insurance collision casualty accessory partial leakage survivorship kobe will whole life insurance wellness treaty transferee transferor tort third-party theft temporary turnover tidal wave tornado surplus sum suicide subrogation solvency social insurance settlement set off salvage value salvage rollover revocable retrocession representation reciprocal rebate real property ratification risk premium risk management Total Loss term insurance tariff surety standard deviation speculator speculative social security severity separation susceptibility seaquake single risk retention reserve renewal reinsurance reinstatement reinstate recovery rating rate pro rata promissory probability principal punitive proximate proportion Property insurance profit margin proceeds priority premium pool policy holder policy placement peril obligor obligee on deck object nonstandard nonscheduled negligence notification misrepresentation moral hazard Medicare Medicaid material manifestation multi-story magnitude mutual insurance mortality medical insurance marine insurance malicious maintenance lump-sum line leasehold loss ratio loading lloyd life insurance life expectancy liability insurance liability jettison intestate insurable inheritance tax indirect indemnify cargo dynamic duplication donor Domino theory diversification consideration concealment coefficient civil law coverage cover note cover contingent consequential concurrent average approved application applicant Asymmetric information assessable insurer insured insure insurant insurance premium insurance policy insurance coverage insurance company insurance amount insurance flowchart fixed fidelity bond fault zone freight franchise floating policy fine print facultative express warranty discrete defined deferred declaration decedent disbursement deposit deductible damage claim damage commencement coinsurance clean cut claim cession cargo insurance cargo policy catastrophe captive capacity assignee assignor assignment apportionment annuitant annuity ancillary aleatory accumulation abandonment